Author: Michael Groh

Backgrounds For Zoom and Google Meet

Our Travel The Map background.

As we all adjust to remote education, you’re probably looking for different ways to spice up your visual teaching space. Or maybe you’re just looking to hide the ever-growing pile of laundry and occasional toddler running past in the background. We’ve developed some fun learning backgrounds that you can use to transport yourself away from the quarantine chaos (or at least look like you did).

We’ve created classroom backgrounds with each of our most popular d├ęcor themes. They are easy to install. You do need to download and install Snap Camera to use these with Google Meet. Here’s a video by Teacher’s Tech that shows the whole easy step-by-step process.

Home Sweet Classroom Background

Home Sweet Classroom Background
Home Sweet Classroom Background Snapcode

If you are using Google Meet use the Snap Camera Link or search lenses for “TCR HSC”.

If you are using Zoom download the background here.

Lemon Zest Classroom Background

If you are using Google Meet use the Snap Camera Link or search lenses for “TCR LZ”.

If you are using Zoom download the background here.

Travel The Map Classroom Background

Travel The Map Classroom Background

If you are using Google Meet use the Snap Camera Link or search lenses for “TCR TTM”.

If you are using Zoom download the background here.

Watercolor Background

Watercolor Classroom Background

If you are using Google Meet use the Snap Camera Link or search lenses for “TCR Watercolor”.

If you are using Zoom download the background here.

We will continue to add new backgrounds as new themes become available. Let us know how these worked for you in the comments.

There are various programs that will forgive all or some of your federal student loans if you work in certain fields or for certain types of employers. However, in many cases, your lender may not be willing to forgive your loans.

If you work for the government or a nonprofit and your employer offers you a program to forgive federal student loans, the program may not be available to you or your spouse.

Your loan servicer the company that manages your loan payments may be willing to forgive your loans, but you’ll still have to apply for a program to do so. To be eligible, your loan servicer will review your loan repayment history to determine if you are eligible for a federal student loan forgiveness program. If you qualify, your servicer will request that the Department of Education forgive your debt. The Department of Education will then send you a letter telling you when and how to apply for forgiveness. You’ll also be sent instructions for requesting a deferment and forbearance, which will help you avoid default.

Learn more about forgiveness for Federal student loans.

Can I apply for student loan forgiveness after I’ve been discharged from bankruptcy? Yes. When you’re discharged from bankruptcy and no longer have any federal student loans, the discharge will erase the bankruptcy debt that was discharged. The Federal government will no longer make repayment, collect payments, or place any other type of debt collection action against you. This makes it very hard to get credit for your past expenses. To learn more about student loan repayment calculator options, visit this website.

If you’re enrolled at least half-time and in good standing, your federal student loans will likely continue to be dischargeable as long as you meet the requirements of your repayment plan. You may not be able to file for bankruptcy or foreclose on your home until after you’ve completed your program, so you’ll need to start making your payments again after you graduate. In some cases, you may be able to consolidate all your federal student loans with your private student loans (or with a parent’s private student loans).

After the federal government’s private student loan servicing program ends in early October, the student loans will remain part of the borrower’s credit report for 10 years. This can cause lenders to report lower credit scores, even if the borrower has good credit.

Student loans are considered a “high-cost” debt. If your loan balance reaches more than 60% of your discretionary income, then it is considered a “high-cost” debt. This means that you would have to pay the entire balance every month, even if you were paying the minimum payment.

Professional psychic reading

Getting a professional psychic reading might be the optimal way to discover yourself, find a purpose in life or overcome a difficulty. These readings are not what you would consider a fast ticket to personal growth. They are supposed to be a ritual to bring you closer to the truth. Each session should last approximately 45 minutes. It is vital that you try out your readings with someone you trust. Be ready to put down that reading notes book, paper and pen.


Your eyes can tell if you have been fooled by the same people over and over again. Whether you believe that you are destined for greatness or just chasing the next paycheck. Your mind will tell you if you are able to put aside your ego, accept what is in front of you, accept your personality and let go of unnecessary attachments.

There is a saying. “You can’t please everyone, it’s just impossible. This is the single most important principle of spiritual growth, therefore it is vital to seek it out before you get involved in a psychic reading. You might as well make this a part of your yoga practice.

Using psychic reading for personal growth is a simple process. That process should be comfortable and easy for you to do. If you find that reading is too uncomfortable or hard, then you have to find a more suitable medium. We suggest reading the full article here to get all the details about psychic reading.